Financial Literacy month 2025

If you missed Financial Month in April 2025, be sure to check out the series we posted on social media! Throughout the month, we dedicated 30 days to promoting financial literacy in a positive light. We thoroughly enjoyed this and hope you did too!

Our goal was to encourage individuals to reconsider their spending habits, manage their income realistically, and ultimately save as much as possible.

You might learn a thing or two, so don’t forget to subscribe to our social media channels to stay updated with our latest posts!

Check out our Financial Literacy Month 2025 playlist here:

Enjoy our playlist for Financial Literacy Month 2025. Subscribe for more videos like these!

**If this link doesn’t work please see videos by week below

Week 1:

This video serves as a compilation of tips for Financial Literacy Month 2025, specifically focused on helping viewers in the UK navigate rising living costs and reduce financial stress.

Key Financial Tips and Strategies:

Stress Management (0:32 - 1:32) The creator emphasises the importance of utilising free, simple activities like spending time outdoors to manage the stress caused by rising bills such as Council Tax and electricity.

Maximising Perks (1:40 - 3:01) Viewers are encouraged to take advantage of membership perks, such as free gifts from retailers like Harrods.

Energy Savings (3:06 - 4:45) The creator discusses utilizing energy provider rewards, such as Octopus Energy's 'free electricity' sessions and occasional promotional giveaways like plushies.

Budgeting Vouchers (4:48 - 6:01) Don't overlook physical or digital vouchers from supermarkets like Farm Foods; these can provide meaningful savings on weekly grocery shops.

Travel Discounts (6:02 - 9:07) To combat rising transport costs, the video suggests applying for Railcards (available to various age groups and circumstances) and linking them to an Oyster card for ongoing savings.

Navigating Benefits (9:09 - 10:42) The creator encourages viewers not to feel ashamed about seeking support, such as Universal Credit or schemes offered by housing associations, if they are facing financial hardship or redundancy.

Phone Contracts: (10:44 - 12:40) To avoid annual mid-contract price hikes, the recommendation is to buy phones outright or switch to SIM-only deals from providers like Lebara instead of entering into long-term contracts with major carriers.

This video compilation, part of the Financial Literacy Month 2025 series, provides various practical tips for managing personal finances effectively. Key financial advice covered includes:

Managing Council Tax (0:00 - 2:00): Suggests setting up a standing order in January or February to build a fund for annual tax increases, helping to spread the cost and reduce monthly pressure.

Gym Membership Alternatives (2:01 - 4:32): Advises against paying for underutilised gym memberships. Recommends alternatives like ClassPass (for flexible credits) or free home workouts using YouTube and low-cost equipment.

Shopping Lists (4:33 - 6:23): Emphasises using a written shopping list to avoid impulse buys, stick to a budget, and ensure necessary items are not forgotten.

Energy Tariff Management (6:24 - 8:22): Recommends locking in energy tariffs at optimal times (e.g., summer months) to avoid price hikes during the winter season.

Saving in your 20s (8:23 - 11:32): Encourages young adults to capitalise on the period of living at home to build savings (suggesting a 60/40 split of take-home pay) before facing greater financial responsibilities in their 30s.

Diversifying Investments (11:33 - 13:40): Advises spreading investments across various sectors (supermarkets, electricals, etc.) rather than sticking to one, and starting small to allow portfolios to mature. *Please seek advice before taking risks*.

Amending Direct Debits (13:41 - 16:25):** Suggests reviewing and negotiating bills for services like electrical cover, phone contracts, and broadband. If a competitor offers a better rate, use it as leverage to ask your current provider to match the price.

This video compilation covers a variety of practical financial tips shared during the third week of Financial Literacy Month. Here is a summary of the topics discussed:

*Decluttering and Selling (0:00 - 1:29):** Learn how to declutter your home to clear your mind and make extra money by selling unwanted items on platforms like eBay or Vinted.

*Buying in Bulk (1:29 - 3:14):** Save money in the long run by purchasing household essentials (like toiletries) in bulk from wholesalers like Costco or Farmfoods instead of high-street shops.

*Side Jobs (3:14 - 4:35):** Supplement your income by turning your existing skills—such as gardening or playing an instrument—into a side hustle, while ensuring you remain transparent with your employer.

*Marketing Emails (4:35 - 5:45):** Don't dismiss all marketing emails; some contain valuable discount codes for travel, entertainment, and spa days that can help you save money.

*Big Deposits (5:45 - 8:27):** Achieving large savings goals for items like a house or car requires strict discipline, but a larger deposit can lead to better mortgage rates and smaller monthly payments.

*Reducing Food Waste (8:27 - 11:20):** Prevent waste by using food banks, sharing surplus items with neighbors via apps like Olio, or purchasing discounted "goodie bags" from shops using Too Good To Go. Also, check stores for end-of-day discounts (around 5:00 p.m.).

*TV Subscriptions (11:20 - 13:46):** Periodically review your entertainment subscriptions (e.g., Netflix, Disney+, Sky) to ensure you are actually using them and not wasting money on services you don't have time to watch.